Holidays are enjoyable, but can become expensive if you aren’t aware of the amount of money you are spending. It’s great to have precious time with friends, family, and loved ones, and not be buried in debt when it’s all over. Do you want to have special memorable times during the holidays, but want to do things a little bit different this year? Well, this year you can. However, it will mean preparing ahead, making small adjustments, and choosing to make a few sacrifices. However, the results achieved will be well worth it. Below are some money saving tips that will assist you in making your holidays less costly and brighter.
Relaxed Holiday Dinners
Do without formal holiday dinners, and have an evening of appetizers, movies, and board games. Have everyone pitch in by bringing their favorite hors d’oeuvres, drinks, games, and movies. What a great way to have fellowship, food, and fun without hurting your budget.
Shop Early for Discounts
Look for airline tickets and rental car bargains early. Use discount websites like orbitz.com, expedia.com, priceline.com, or hotwire.com. Plan early in order to get the best price and deals.
An Organized List
Organize your shopping. Come up with a shopping list using a spreadsheet. Have the person’s name, gift, and the budgeted amount. Also, be sure to have who, what, where, and how you plan to locate the present, and how much it will cost. Stay focused. By using an organized shopping list, you will discover that your holiday time will be more thought-out and less frantic as previous ones.
The Envelope System
Put the money that you intend to spend on each individual into different envelopes. When you buy a gift, the money will come from a particular envelope until it’s gone.
After Christmas Shopping
After Christmas sales are the best. Instead of paying full price for gifts before Christmas, go shopping the day after Christmas. You can save anywhere from 50-75% less for the items you want.
You really can enjoy the holidays and save money, too. The secret, plan, prepare, and get organized in advance. You will take pleasure in knowing you had an enjoyable holiday season without going broke.
Sharman Lawson is a financial coach, speaker, and author of the book 12 Steps to Eliminate Debt Forever! Visit her website at www.sharmanlawson.com.


![SlawsonOriginalLarge[1]](http://womenencouraged.com/wp-content/uploads/2011/08/SlawsonOriginalLarge1-150x150.jpg)







